Online-banking

Change your password frequently

While it is highly important to choose a password that is very strong and has a good mix of letters, numbers and other characters, it is even more important to change your Netbanking password frequently. Also, do not use the same password as your email accounts or other Netbanking online accounts.


Do not click on login links in emails

If you get an email from your Netbanking provider, do not click on links within the email in order to sign in. The email and the links could be fake. Instead, type in the address of the service in the address bar and login on your own to avail offers or to undertake other activities. Ideally, save the login URL of the service as a bookmark on your browser

Lookout for attempted phishing attacks

Be aware and forewarned about phishing attempts on your email, mobile phone, social networks or through phone calls as well. If someone out of the ordinary is asking for too many details, do not share anything with them. Be cautious at all times as you never know when you may be under attack

Avoid public computers and networks

When you urgently need to access your Internet banking account, refrain from using public computers in a cyber cafe or accessing a public Wi-Fi network. These services are fine for general browsing, but they are not an option for accessing your bank account as several other people can gain access.

Preserve your personal confidentiality

Never share your login ID and password with anyone who claims to be from your bank or any other service provider. Even if the person is trusted and reliable, do not share your account details. It is as good as giving that person uncontrolled and unregulated access into your personal bank account and your hard-earned money

View the last logged in details

Once you have logged in to carry out a check of your account, check the last logged in details. Almost every bank provides this feature and it allows you to see the date, time and location of the last time someone logged in to your account. If you find that the last login was not yours, raise an alarm immediately.

Always log out

Whenever you log in and access your bank account, always make it a point to log out. Never close the tab or the window without logging out. This is a common safety precaution that many users tend to overlook most of the times

Make use of effective and updated antivirus

Needless to say, the best form of defense against phishing attacks, malware, fraudulent pages, and many more security threats is an effective and updated antivirus on your machine. When your personal bank account and more is at stake, do not leave your security to part-time and ineffective antivirus solutions. Use a trusted product with advanced features.

By Prasanna Kumar

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